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Land Transfer Tax Calculator Ontario
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Home Purchase Land Transfer Tax Calculator

Calculate your Ontario land transfer tax instantly with our easy-to-use Land Transfer Tax Calculator. Get accurate results in seconds. Includes Ontario, Toronto, and first time home buyer rebates.

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Enter the price you are paying for the home.
This is the total tax payable: Provincial + Toronto - Rebate(s)
Are All Buyers First Time Home Buyers
Select this only if all buyers have never owned residential property anywhere in the world.
This tax applies for all homes located in Ontario.
Is The Home In The 'Toronto' Area
Select this only if the home is located in 'Toronto'. For the purpose of the Toronto MLLT, the boundaries are: Steeles Avenue as the North border, Etobicoke as the West border, Scarborough as the East border, and Lake Ontario as the South border.
This additional tax applies for homes located in the Toronto area only.

Land Transfer Tax Ontario – Rates

  • Up to and including $55,000.00 — 0.5%
  • $55,000.01 to $250,000.00 — 1.0%
  • $250,000.01 to $400,000.00 — 1.5%
  • $400,000.01 and up — 2.0%
  • Over $2,000,000.00 and up an additional — +0.5%

Land Transfer Tax Toronto – Rates (*In addition to Ontario tax.)

Value of Consideration MLTT Rate

  • Up to and including $55,000.00 — 0.5%
  • $55,000.01 to $250,000.00 — 1.0%
  • $250,000.01 to $400,000.00 — 1.5%
  • $400,000.01 to $2,000,000.00 — 2.0%
  • Over $2,000,000.00 and up to $3,000,000 — 2.5%
  • Over $3,000,000 and up to $4,000,000 — 3.5%
  • Over $4,000,000 and up to $5,000,000 — 4.5%
  • Over $5,000,000 and up to $10,000,000 — 5.5%
  • Over $10,000,000 and up to $20,000,000 — 6.5%
  • Over $20,000,000 — 7.5%

Land Transfer Tax Calculator: An Overview

Land Transfer Tax is a mandatory fee applied to every transfer of land that is either registered or involves an unregistered transfer of beneficial interest in land, unless explicitly exempted under the relevant legislation. The definition of “land” as per subsection 1(1) of the governing Act is comprehensive, encompassing not only physical land but also buildings, structures (including those planned for construction), fixtures, and any interest in these assets.

The tax is calculated based on the “value of the consideration,” which is broadly defined in the Act. This value includes the purchase price, any liabilities assumed by the buyer, benefits received, soft costs, and the cost of any upgrades. In some cases, the value is deemed to be the fair market value of the land, such as with leases exceeding fifty years or specific transfers between corporations and shareholders. This concise summary of Land Transfer Tax provides a foundation for understanding its implications and ensures compliance with Ontario’s legal requirements.

This calculator does NOT address the Non-Resident Speculation Tax (NRST). Effective October 25, 2022, the Non-Resident Speculation Tax (NRST) rate was increased to 25 per cent. The NRST applies on the purchase or acquisition of an interest in residential property located anywhere in Ontario by individuals who are foreign nationals (individuals who are not Canadian citizens or permanent residents of Canada) or by foreign corporations or taxable trustees. The NRST applies in addition to the general Land Transfer Tax in Ontario.